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These days, owning one’s own home is more than just a basic need. It is sign of Pride, Freedom ,Success ,Security and, Achievement
Deciding to buy a home is one of the biggest decisions one takes in his/her life and it will be biggest investment decision one takes, so it’s important to know the major and minor details when it comes to home buying. If done wisely, one will not only save money but also avoid legal or technical issues.
Following these simple rules will help find the dream home you have been looking for.
1) Prioritise your requirements
Deciding what one really wants about the house. This includes
– What kind of home one is looking for?
– In what locations
– What amenities one should look for.
– What about surroundings
– Is it safe?
– What are the growth opportunities
– What facilities are there in nearby locations. i.e : schools, hospitals, gyms etc.
2)Type of Residence: This could range from an Apartment, Flat, Duplex, Pent house, Row House to a Bungalow.
3)Area size of the house : Area plays a key role in the overall price of the house. Choose Area size based on your family’s requirements & preferences like the no. of rooms, balconies, Bathrooms etc.
4)Location: Real estate is all about Location. Proximity & convenience of access to work place, public transport facilities, hospitals, recreation clubs, gym, malls places, health clubs, schools, road connectivity, rail connectivity, access to airport etc should be taken into account while selection.
5)Surroundings: The surrounding social and natural environment impacts the moods, behavior and general living conditions of people. It also plays a vital role in the upbringing of kids. When selecting a location for your home, safety against theft and anti-social elements, pleasant surroundings, the neighbourhood etc should be taken into account.
6)Arranging Home Loan : Owning a house requires lot of capital. How to arrange capital / money becomes important thing. Many people opt for a Home loan and there are many HFC’s who provide various home loans based on the customer’s requirements.
If you are going for a home loan, do ponder on the following things
Once it has been decided what exactly you want and had finance arranged, the next part that comes is finding a property matching your requirements. Searching for the dream home can be a daunting task; however, the following sources could be sought after for the same.
Buying a home varies from location to location and from city to city. Before buying a house, do consider the local conditions and situations.