1. Personal accident cover:
The motor insurance provides compulsory personal accident cover of Rs.1 lakh – incase of two-wheelers and Rs.2 lakhs for other class of vehicles for *individual owners of the vehicle while driving. This is not applicable to a Company owned vehicle.
Occupants of vehicles can also be covered for Personal Accident for a maximum Capital Sum Insured of Rs.1 lakh per person, in case of two-wheelers and Rs.2 lakh per person for other class of vehicles. You may also now opt for higher limits in Personal Accident cover.
* Available only if the owner of the vehicle holds a valid driving license.
2. Additional Legal liabilities:
The following additional legal liabilities may also be opted for at an additional premium
The CNG-LPG bifuel kit can also be covered by paying additional premium.
No Claim Bonus:
If you do not make a claim during the Policy period, a No Claim Bonus (NCB) is offered on renewals. This discount can go as high as 50%. (NCB will only be allowed provided the Policy is renewed within 90 days of the expiry date of the previous policy). Transfer of NCB: You can transfer the full benefits of No Claim Bonus when you shift your motor insurance policy from another company.