MAGMA FINCORP LIMITED  

Quarterly Result
-
Unaudited Consolidated Financial Results for the Quarter Ended 30th September 2010



Unaudited Consolidated Financial Results for the Quarter Ended 30th September 2010
           
(Rs. in lacs)
P a r t i c u l a r s
Quarter ended
Year To Date
Year ended 31st March 2010
30th September 2010
30th September 2009
30th September 2010
30th September 2009
   
(Unaudited)
(Unaudited)
(Unaudited)
(Unaudited)
(Audited)
1. Income From Operations
18,497.20
16,033.32
34,851.25
28,901.67
65,658.80
2. Other Operating Income
1,356.24
1,670.49
2,906.85
3,284.37
6,277.77
  Total Operating Income (A)
19,853.44
17,703.81
37,758.10
32,186.04
71,936.57
3. Staff Cost
3,122.97
2,860.19
6,313.85
5,235.05
10,533.55
4. Depreciation
677.51
838.34
1,405.87
1,686.96
3,278.58
5. Brokerage & Commission
1,353.75
1,130.34
2,945.05
2,199.46
5,021.72
6. Bad Debts Written-off
478.41
633.43
1,466.68
1,600.62
4,083.48
7. Other Operative & Administrative Expenses
1,625.44
1,414.88
2,964.02
2,409.51
5,838.38
  Total Operating Expenditure (B)
7,258.08
6,877.18
15,095.47
13,131.60
28,755.71
8. Profit From Operations Before Other Income & Interest (A-B)
12,595.36
10,826.63
22,662.63
19,054.44
43,180.86
9. Other Income
50.66
89.51
86.44
202.64
370.01
10. Profit Before Interest & Tax
12,646.02
10,916.14
22,749.07
19,257.08
43,550.87
11. Interest & Finance Charges
8,697.55
8,515.15
16,029.42
15,151.22
32,504.56
12. Profit Before Tax
3,948.47
2,400.99
6,719.65
4,105.86
11,046.31
13. Tax Expense (Includes Deferred Tax)
1,312.92
825.70
2,266.79
1,404.89
3,914.20
14. Profit After Tax
2,635.55
1,575.29
4,452.86
2,700.97
7,132.11
15. Share of Minority Interest Profit / (Loss)
50.90
29.78
96.97
58.28
126.40
16. Profit After Tax & Minority Interest
2,584.65
1,545.51
4,355.89
2,642.69
7,005.71
17. Paid-Up Equity Capital (Face Value Rs.2/-Each)
2,586.96
2,177.71
2,586.96
2,177.71
2,177.71
18. Reserves & Surplus
-
-
-
-
33,048.95
19. Earning Per Share
     - Basic (In Rs.)
1.77
1.23
3.10
2.06
5.79
     - Diluted (In Rs.)
1.73
1.23
3.04
2.05
5.78
20. Public Shareholding
     - Number Of Shares
75,320,597
54,957,200
75,320,597
54,957,200
54,806,585
     - Percentage Of Shareholding
58.23%
50.47%
58.23%
50.47%
50.33%
21. Promotors and promotor group Shareholding
  a) Pledged/Encumbered
     - Number of Shares
-
-
-
-
-
     - % of Shares (to total shareholding of promotor and promotor group)
-
-
-
-
-
     - % of Shares (to total share capital of the Company)
-
-
-
-
-
  b) Non-encumbered
     - Number of Shares
54,027,503
53,928,500
54,027,503
53,928,500
54,079,115
     - % of Shares (to total shareholding of promotor and promotor group)
100.00%
100.00%
100.00%
100.00%
100.00%
     - % of Shares (to total share capital of the Company)
41.77%
49.53%
41.77%
49.53%
49.67%
Interim disclosure of Balance Sheet items
(Rs. in lacs)
P a r t i c u l a r s
Six Months ended
30th September 2010
30th September 2009
(Unaudited) (Unaudited)
Shareholders' Funds    
    (a) Share Capital 17,697.16 13,787.91
    (b) Optionally Convertible Equity Warrants
1,250.00 -
    (c) Reserves and Surplus 48,840.12 30,231.15
Total Shareholders' Funds 67,787.28 44,019.06
Minority Interest 879.92 475.92
Mezzanine Capital - 92.96
Subordinated Non-Convertible Perpetual Debentures (Tier I Capital) 3,000.00 -
Subordinated Redeemable Non-Convertible Debentures (Tier II Capital) 32,920.00 17,000.00
Loan Funds 362,950.47 286,602.76
Deferred Tax Liability 4,679.18 4,802.54
Total
472,216.85 352,993.24
     
Fixed Assets 19,651.23 22,266.83
Investments 1,877.71 2,269.56
Current Assets, Loans and Advances    
    (a) Assets on Finance 364,433.65 273,403.98
    (b) Stock-in-trade 17.17 -
    (c) Sundry Debtors 984.46 1,005.20
    (d) Cash & Bank Balances 114,967.38 83,038.16
    (e) Other Current Assets 28.99 114.25
    (f) Loans and Advances 17,107.53 19,076.43
Less: Current Liabilities and Provisions    
    (a) Current Liabilities 40,632.47 45,277.71
    (b) Provisions 6,218.80 2,903.46
Total Net Current Assets, Loans and Advances 450,687.91 328,456.85
Total
472,216.85 352,993.24


Notes :
1. The financial results have been reviewed by the Audit Committee and recommended for adoption to the Board of Directors. The Board of Directors of the Company have considered and approved the same at its Meeting held on 12th October 2010.
2. The Statutory Auditors have carried out the Limited Review of the unaudited financial results as required under Clause 41 of the listing agreement.
3. In accordance with Clause 41 of the Listing Agreement, the Company has opted to publish unaudited consolidated financial results. The unaudited standalone results of the Company will, however, be available on the Company's website www.magma.co.in or on the websites of BSE (www.bseindia.com) or NSE (www.nseindia.com).
4. The consolidated financial statements have been prepared in accordance with the Accounting Standard 21 (Consolidated Financial Statements) and comprise of the financial results of Magma Fincorp Limited and its subsidiary, Magma ITL Finance Limited.
5. The Company is engaged primarily in the business of financing in India and as such no separate information as per Accounting Standard 17 (Segment Reporting) is required to be furnished.
6. Pursuant to the approval of the shareholders at the Annual General Meeting held on 15th July 2010, the equity shares of face value of Rs. 10/- each were sub-divided into 5 equity shares of face value of Rs. 2/- each on record date of 16th August 2010. Accordingly, the EPS has been recalculated based on face value of Rs. 2/- each for the current quarter and for the earlier periods as required by Accounting Standards 20 (Earnings Per Share).
7. There was no investor complaint pending as on 30th September 2010. During the quarter, 3 (three) complaints were received and duly resolved.
8. Unaudited Financial Results of Magma Fincorp Limited (Standalone Information):
P a r t i c u l a r s
Quarter ended
Year To Date
Year ended 31st March 2010
30th September 2010
30th September 2009
30th September 2010
30th September 2009
             
1. Total Operating Income
19,078.30
17,230.02
36,285.58
31,320.08
69,930.88
2. Profit Before Tax
3,658.38
2,225.18
6,161.18
3,761.53
10,304.12
3. Profit After Tax
2,439.78
1,458.91
4,079.93
2,473.21
6,646.03
 
By order of the Board
For Magma Fincorp Limited
Place : Kolkata - 700 016
Dated : 12th October 2010
Sanjay Chamria
Vice Chairman & Managing Director
Registered Office : Magma House, 24 Park Street, Kolkata - 700 016