MAGMA FINCORP LIMITED  


Q1 2009-10

Magma disbursement and revenue improves marginally, Profit at 11.26 cr.



Kolkata, 31 July 2009: Magma Fincorp Limited today announced marginal increase in revenue and disbursement in the first quarter ended 30 June 2009 over the corresponding period last year. The disbursements increased marginally to Rs 1229 crore while revenue increased 5.37% to Rs 145.95 crore. The company recorded Profit Before Tax (PBT) of Rs 17.05 crore and Profit After Tax (PAT) of Rs 11.26 crore.

Commenting on the performance, Mr Sanjay Chamria, Vice Chairman & MD of Magma Fincorp Ltd. said, the company has shown improved performances in the April-June 2009 quarter over the January - March 2009 quarter. While business volume has increased significantly, Profit After Tax has also increased by almost 66% to Rs 11.26 crore. The profits could have been higher, had it not been for higher expenses in relation to sluggish demand conditions in the economy and comparative lower disbursements. Magma has improved its NIM performance in the quarter to well over 5% backed by increased contribution from high yielding products such as Suvidha, SME loans and Tractors, coupled with better management of cost of funds. Magma also has been able to increase collections performance in the quarter as compared to last year. The company has also in the first quarter tied up with leading farm equipment manufactures like TAFE, Mahindra and Eicher for financing Tractors. With the economy showing signs of recovery, the company is now poised for a steady growth in the subsequent quarters to achieve its business goals, Mr Chamria said.

Magma and the promoters have just entered into a joint venture agreement with HDI Gerling, part of the Talanx Group, Germany's leading insurance company to form a joint venture private sector general insurance company to be head quartered at Kolkata. The company plans to offer various general insurance products through its existing network of about 150 branches spread across 20 states and 1 union territory, Mr Chamria added.

Magma finances commercial vehicles, passenger car and utility vehicles, construction equipment apart from tractor. The company has also started SME financing as part of its wide bouquet of offerings. The company has Assets under Management of over Rs 9200 crore.


For further information, please contact:

Kaushik Sinha
AVP - Corporate Communications & Admin
Magma Fincorp Limited