Magma's total disbursements rose to Rs. 7404.3 crores in the 2011-12 fiscal year. We continued our two decade tradition of solid, steady growth under any economic conditions. By increasing the share of our profits derived from high yield products like Suvidha, Tractors and SME loans, we increased our total corporate income in 2011 by 20.53% over the previous year. Our higher business volumes have been accompanied by better overall collection performance and cost efficiency. In the 2011-12 fiscal year, we increased market capitalization by fully 85% to Rs. 1425 crores. Thanks to our ever-expanding reach and increasingly diverse portfolio, Magma is as financially robust as ever.